1. You bring an item to our offices  to use as collateral for the loan.

2. Your item will be evaluated after which we will let you know how much you can borrow.

3. If we both reach an agreement on the valuation and how much you can borrow, we will register you and present you with a contract while also collecting a form of identification from you issued by a recognized government agency.

4. We will fund you within 20 minutes. Your item can be redeemed at any time on or before the agreed date after re-paying the loan, interest and any applicable charge.